A modern, simple and transparent approach to lending.
A modern view of lending, based on trust and real data—not just old paperwork.
In the traditional banking system, your past determines your future. If you don't have a permanent contract or regular income, access to credit is often denied. With us, the approach is truly different.
We believe your current employment situation should not stand in the way. We use a credit scoring algorithm based on your actual repayment capacity and reliability, whether your income comes from a pension, benefits, self-employment, or a salary.balance for your budget. That's why our form only asks for what truly matters, with no unnecessary paperwork.
Everything starts with your need. Use our interactive simulator tool to define your exact amount and the repayment period that fits your monthly budget.
Our rate is fixed (3.00%). The monthly payment displayed in your simulation is exactly what you pay—no hidden fees or surprises. This step is free and without obligation.
Once your simulation is confirmed, access our secure form. That's where we're different: you don't need to scan dozens of income documents.
Simply provide your identity and contact data for your legal loan contract. If you are unemployed, retired, or a temp worker, just check the appropriate box—no automatic denials.
Once your contract is electronically signed and validated by our service, the fund release process starts immediately.
The funds are transferred directly to your bank account within 24 to 48 hours. You’ll be notified as soon as the transfer has been made. Then you can use your financing as you wish—no need to justify your expenses.
Amount
15 000 €
Duration
48 months
